Picture this: You are driving home from work when suddenly, another car rear-ends you. The impact jolts your body forward and back, causing damages to the soft tissues in your neck and leaving you shaken and sore. This scenario describes the leading cause whiplash in the United States.
Every year, about 2.4 million Americans suffer from whiplash, according to the National Highway Traffic Safety Administration (NHTSA). This injury can lead to a range of symptoms, from mild discomfort to chronic pain and limited liability. In New Jersey, where no-fault insurance laws are in place, knowing how to properly document your injury and file a claim is essential for protecting your rights and ensuring fair compensation.
What you need when filing a claim
When dealing with a whiplash injury, it is important to gather the necessary information to support your claim. Here are the key elements you should focus on:
- Document your injury: Seeking medical attention immediately after the car accident. This creates a record that connects your injury to the event. As you heal, it is also important to keep a detailed record of your symptoms and treatments.
- Collect accident-related evidence: Gather any evidence related to the accident, such as police reports, witness statements and photographs of the scene and damage to vehicles.
- Track all your financial records: Save all your medical bills, receipts for medication and transportation costs to medical appointments. It is also crucial to record any wages you have lost due to your injury.
Navigating the complexities of insurance claims can feel overwhelming, especially when you are injured. However, taking these actions can significantly strengthen your position.
Building a strong foundation for your claim
Whiplash injuries, while common, can have a considerable effect on your daily life. By taking proactive measures to document your injury and the toll it has taken on your life, you can effectively advocate for your health and well-being.