If you’ve been injured in a New Jersey car accident, you may have to deal with an insurance company as you seek compensation for your harm. This can be a difficult experience as insurance companies often go out of their way to minimize the amount of money they pay out.
Insurance companies do not make money by paying
At their core, insurance companies are businesses. They make money by paying out less money in claims than they take in from premiums. This means that they may not give you money willingly. This is even more true when someone else is at fault for your accident. In that case, the other driver’s insurance company is even more hard-nosed as they seek to either avoid liability or pay less. As a result, you should be very careful about talking to an insurance agent, and you’re under no obligation to do so.
Be careful when dealing with insurance
You’ll need to report your accident to your insurance company. However, be wary when dealing with your own insurance because they’re not always your friend. Insurance companies can use what you say against you when it comes to determining liability for the accident. In the end, even if your case ends up as a personal injury lawsuit, it will be the insurance company that defends the claim.
As an injured person, you are often better off not dealing with the insurance company on your own. There are simply too many pitfalls and traps that you could fall into if you do not know their tricks. You should contact a car accident attorney to assist you with filing your claim. They may be wise to the ways of the insurance company and could assist you in maximizing your settlement dollars for your injury. Insurance companies often take some prodding to pay what victims deserve.