While you may be entitled to workers’ compensation benefits after suffering a work-related injury or illness, it is essential to understand how things work to ensure a smooth experience. The claims process is more complex than you may think, as it involves strict deadlines and a great deal of paperwork.
Mistakes before and after filing your workers’ compensation claim could delay or jeopardize your chances of getting the benefits you deserve. Therefore, it helps to be wary of the potential pitfalls and protect your claim for benefits. Below are some common errors to avoid.
1. Delaying notification to your employer
One of the biggest mistakes is not reporting your workplace injury or accident on time. Failure to notify your employer about it could waive your right to get workers’ compensation benefits.
New Jersey law provides claimants with 14 to 90 days to notify their employers, depending on the prevailing circumstances, but it is crucial to notify your employer as soon as possible to be safe.
2. Neglecting medical attention
Seeking prompt medical attention is crucial to your claim and well-being. Do not make the mistake of downplaying your injuries or avoiding medical treatment altogether. It can weaken your case, especially if you don’t have medical evidence to prove the legitimacy of your claim.
Equally important is complying with medical treatment. Ignoring or refusing to follow your doctor’s instructions can raise doubts about your injuries and hurt your claim. Ensure you follow your doctor’s advice, attend medical appointments and adhere to prescribed medications or therapy.
3. Poor documentation
Insufficient documentation is a common mistake that can harm your claim. Keep copies of your medical records – hospital visits, treatments, prescriptions and any correspondence or communication with your employer regarding your workplace accident. They may come in handy during the claims process.
Ignoring the need for legal guidance
Workers’ compensation laws can be complex, and it’s best to seek qualified assistance to help navigate the claims process. Your chances of a successful outcome will be significantly boosted if you understand your legal rights, what to expect and the blunders to avoid.